Buy with a life annuity! Invest in real estate with complete peace of mind while benefiting from a significant discount ( ). Géraldine Vien Parguel (Ei) () - Expertimo ? offers you Exclusively, an Occupied Life Annuity with a Very Small Income , in the commune of Joyeuse for the benefit of a 70 year old Man and a 63 year old Woman. (As a reminder, with an occupied life annuity, you cannot live in the house immediately). Atypical Single-storey Flat Roof House, almost new, 102 m2 of living space, offering a beautiful, extremely bright living room with large bay windows, fully equipped kitchen, open to the cozy and warm dining room / living room with its wood stove, 3 beautiful bedrooms, one with private shower room and Wc, a 2nd shower room and a 2nd Wc as well as an Office and Laundry Room. Two large covered terraces offer an extraordinary outdoor living space with an exceptional view, direct access to the swimming pool and a beautiful workshop? all on more than 1,020 m2 of fully landscaped and landscaped land? Contemporary Construction from 2021, on Crawl Space, Reversible Air Conditioning, Pellet and Wood Stove, High-End Household Appliances, Thermodynamic Tank, 15 m3 Water Reserve, Solar Panels, Fish Pond, Heated Salt Pool? Mains Drainage Stands out for its Rarity, its Services, its Friendly Living Spaces, its Brightness, its View... Ideally located less than 5 minutes walk from the city center and its shops, close to very beautiful swimming spots in the river, hiking trails? Feeling of Holidays all year round in South Ardèche? ( ) Financial conditions of the sale: Bouquet: 138,000 Euros paid in cash, Agency Fees Included Life Annuity: 30 Euros/month, revisable according to the Insee index. Value Of Free Property: 400,000 Euros. Reduced notary fees: approx. 13,500 Euros. Life annuity occupied by Right of Use and Habitation calculated for the benefit of a 70 year old gentleman and a 63 year old lady. You are buying a property with a purchase price reduction (Discount) of 272,015 euros , considered as rents received in advance, net of charges and taxes. This corresponds to a reduction of 68% which is Exceptional and without any rental management concerns. In addition, notary fees are reduced since they are calculated on the occupied value of the property. Around 13,500 euros instead of 29,500 euros in a traditional sale, i.e. 16,000 euros in savings? Distribution of Charges, Works, Repairs and Local Taxes according to the distribution provided for in the context of a Rental of real estate. Payment of an additional capital of 7.5% of the value of the property , i.e. 30,000 Euros in the event of early release of the property (before death). Socially Responsible Real Estate Investment. Contact me for more information. Full description. Exclusive to Géraldine Vien Parguel, your Life Annuity Expert, specialist in South Ardèche Real Estate Transactions from the Expertimo Network. Agency fees: seller's responsibility
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Diagnosis
Energy Performance Diagnosis (EPD)
Very energy efficient housing
A
B
Consumption
(primary energy)80 kWh/m².year
Emissions
2 kg CO₂/m².year
B
C
D
E
F
G
High energy-consuming housing
Diagnostic performed after 1 July 2021
Greenhouse gas emission index
Very low CO₂ emissions
A
Emissions
2 kg CO₂/m².year
A
B
C
D
E
F
G
Very high CO₂ emissions
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