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Exceptional investment today, a place to live tomorrow 

294,980
1,113 €/m²
Saint-Etienne (42000)
265 m²
8 rooms
8 bedrooms
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Main features
About
Occupied Life Annuity Magnificent Property with its park with hundred-year-old trees.
Unmanaged investment with high valuation potential (estimated capital gain of 227k)

Saint-Genest-Lerpt, a chic and popular town. Discover this property of 265 m² of living space nestled in the heart of a 5,824 m² wooded plot, offering a peaceful and elegant living environment.
This character house built in 1900 combines charm and modernity thanks to a high-end renovation. You will appreciate its authentic architectural elements. It has 8 rooms including 3 bedrooms, an independent kitchen, a large terrace, and an 11 x 6 m swimming pool, ideal for relaxing with family or friends. Outbuildings complete the property.

Conditions of the life annuity occupied for life:

Free value of the property: 692,000
Occupied value: 464,332 (immediate discount of 227,668 )
Bouquet : 294,980
Monthly pension: 1,505.97
Age of the saleswoman: 83 years old

Our opinion:

Massive discount on purchases
Short statistical tenure
Zero management: well occupied and maintained by the saleswoman
No credit, so no interest or bank fees
Reduced notary fees thanks to reduced transfer taxes
High valuation potential in the medium and long term (estimated capital gain of 227,000 )
Higher return than traditional financial products
A rare property in a charming setting, for a safe and smart investment

This real estate advertisement has been written under the editorial responsibility of Eric Salles, real estate agent Ei registered with the Paris Chamber of Commerce and Industry under the number Adc 004 603. Real estate agent Ei de la Sas MyFactotum.
Buyer's fees: 44,980 - Property tax: 4,209

Bouquet 294 980 . Energy class D, Climate class D Estimated annual energy expenditure for standard use: between 4460.00 and 6090.00 over the years 2021, 2022 and 2023 (including subscriptions). Information on the risks to which this property is exposed is available on the Géorisques website: .

Your Myfactotum advisor: Agent - Eric SALLES
.
MyFactotum Sas with the capital of 1500 Registered with the Rcs de Paris Under the number -Ape 6831Z Situated at 128 rue la Boétie 75008 Paris
ICC
Translated since
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The agency

Eric SALLES

Agence

128 rue la Boétie BAT D

75008 Paris

  • 284-myfactotum

  • 284

  • At the buyer's expense included

  • 1,113 €/m²

    Consult the agency rates
  • Professional

Energy diagnostics
i
Details
Energy performance diagnosis DPE (162)
D
Greenhouse gas emission index GHG (38)
D
Where this property is located
Saint-Etienne (42000)
This property is near Saint-Etienne, Loire (region Rhône-Alpes).
Get the exact address
Advice on buying a property in France : Click to see our France buying guide.
How much would this property cost me?
thanks to our partner Pretto
Price of property
!
Notary fees
!
Deposit
!
Loan term - Rate
3.26
Popularity

Seen 281 times since the 6/1/2025

Regulation

Information concerning the risks this property faces is available on the following website : www.georisques.gouv.fr

294,980
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